body {
      font-family:Arial;
      font-size:10.5pt;
      line-height:13pt; 
      background-color:#f8f4d0;
      text-align:justify;
      color:#000060;
      margin-top:25px;
      margin-bottom:15px;
      margin-left:20px;
      margin-right:30px;
     }

h1 {
      margin-top:0px;
      margin-bottom:0px;
      color:navy;
      font-weight:bold;
      font-size:11pt;
      line-height:16pt; 
      text-decoration:underline;
     }

h2 {
      margin-top:30px;
      margin-bottom:5px;
      color:darkred;
      font-weight:bold;
      font-style:italic;
      font-size:13pt;
      line-height:15pt; 
     }

h3 {
      margin-top:12px;
      margin-bottom:15px;
      color:darkred;
      font-weight:bold;
      font-size:11pt;
     }

table {
      background-color:#f8f4d0;
      color:navy;
      border-width:0px;
      border-style:solid;
      border-color:navy; 
     }

th {
      font-family:Arial;
      font-size:10.5pt;
      font-weight:bold;
      background-color:#ffffb8;
      color:navy;
      text-align:left;
      vertical-align:center;
      border-width:0px;
      border-style:solid;
      border-color:darkred; 
      padding-bottom:5px;
     }

td {
      font-family:Arial;
      font-size:10.5pt;
      font-weight:normal;
      background-color:#f8f4d0;
      color:navy;
      text-align:left;
      vertical-align:top;
      border-width:0px;
      border-style:solid;
      border-color:darkred; 
     }

textarea {
      font-family:Arial;
      font-size:10.5pt;
    }

li {
      padding-bottom:5px;
    }

a:link    {color:blue; text-decoration:underline;}
a:visited {color:blue; text-decoration:underline;}
a:active  {color:blue; text-decoration:underline;}
a:hover   {color:blue; text-decoration:underline;}

a.h3:link    {color:darkred; font-weight:bold; text-decoration:underline;}
a.h3:visited {color:darkred; font-weight:bold; text-decoration:underline;}
a.h3:active  {color:darkred; font-weight:bold; text-decoration:underline;}
a.h3:hover   {color:darkred; font-weight:bold; text-decoration:underline;}

a.red:link    {color:red; font-weight:bold; text-decoration:underline;}
a.red:visited {color:red; font-weight:bold; text-decoration:underline;}
a.red:active  {color:red; font-weight:bold; text-decoration:underline;}
a.red:hover   {color:red; font-weight:bold; text-decoration:underline;}